IMPACT Lending is a full-service residential lending company licensed to broker mortgages in California. Aaron Zapata, MBA, is the broker/owner of IMPACT lending and has over 20 years in the real estate industry. If you are looking to purchase a home, to refinance a loan, or to do a cashout refinance, IMPACT lending can help.

Competitive rates, low costs, efficient service.


Aaron Zapata

Trusted Real Estate Advisor and CEO of IMPACT Properties, Inc.(DRE License 01922671), a Full Service Real Estate Company, and IMPACT Lending, Inc. (NMLS License 1756241).

He holds many esteemed designations including REALTOR®, MBA, BROKER, DAVE RAMSEY ELP, FIVE STAR, REOMAC, CRS, HAFA, CHS, HELP, SRES, NAHREP, AREAA and more.  The designations are listed at the bottom of this page if you want to know more about them.


Sales Experience

  • 18+ Years Full-Time Sales (22+ years in the Real Estate business)
  • Over $250 Million in Closed Sales Volume
  • Ranked Top 1% Nationwide
  • 83% of my business comes from referrals from satisfied past clients and out-of-the-area agents

Management / Leadership Experience

  • I’ve trained 250+ Agents in my career
  • Own and Manage IMPACT Properties, Inc. a Multi-Office Full Service Real Estate Firm in California
  • Host of the IMPACT Success Podcast (www.aaronzapata.com/podcast)
  • Own and Manage IMPACT Lending, Inc. in California (License 1752641)
  • Former Board Member of Yorba Linda Chamber of Commerce (3 Year Term)
  • Former Board Member of Friends Church Yorba Linda (6 Year Term)
  • Co-Chair, Yorba Linda Mayor’s Prayer Breakfast
  • Various Public Speaking Engagements

Here’s more detailed information for those of you who’d like to know more:

Let’s face it; you have a lot of options when it comes to choosing a real estate agent in California. Did you know there are over 20,000 licensed agents in Southern California? How do you make the right choice? Where do you start?

I believe that referrals from past clients, friends, and family, and make a great starting point for your research. Zillow.com is the #1 real estate related website and they allow past clients to review their agents. You can read those reviews at www.Zillow.com. Each of these reviews is certified and the agents are able to post a response to their reviews. Google Reviews and Yelp are other great places to start.

Once you have found an agent with great reviews, you want to connect with them to see if they are the right fit for you. If they are, go with them!